Technically, the S&P Retail Index (RLX) is forming a head and shoulders top amidst the Holiday Shopping Season. This is not good. Mr. Market is signalling perhaps, that the consumer is tapped out. That the home refinancing boom is over. That discretionary spending is dead. And Mr. Market does not discriminate among economic class lines. Tiffany (TIF) took a dive last week, as did Federated (FD) as did Radio Shack as did Target (TGT)